Structured Settlement Calculator
Structured Settlement Calculator
Quickly estimate the lump sum value of your structured settlement payments to support informed financial decisions in the U.S. market.
Enter Your Details
Choose your payment type, amount, frequency, number of remaining payments, and next payment date to configure your scenario.
Run the Calculation
Click Calculate to view the present value compared to total future payments, including a sensitivity range based on U.S. discount rates.
Review & Export Results
Review the payment schedule using the chart and table, then export your results to Excel or PDF, or embed the tool for future reference.
Frequently Asked Questions
- Do you receive regular payments from a structured settlement?
Structured settlements offer reliable payments, but they restrict immediate access to funds. If you face unexpected expenses, you may need to sell part of your settlement, often at a reduced value due to fees and discount rates.
- Do you receive regular payments from a structured settlement?
Yes. Structured settlements are designed to pay you in installments—monthly, quarterly, or annually—depending on your contract. These payments are usually tax-free in the U.S., making them predictable but less flexible than a lump sum.
- How much does a $100,000 annuity pay in 10 years?
The payout depends on the contract terms and discount rate. For example, if structured as monthly payments, $100,000 spread over 10 years equals about $833 per month, before factoring in interest or adjustments. A calculator can give a more accurate estimate for your case.
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