What is taxable income?

Taxable income is your total income after subtracting deductions and exemptions. It’s the amount the IRS uses to calculate your federal tax.

What's the difference between marginal and effective tax rates?

Your marginal rate is the percentage applied to your last dollar earned, while your effective rate is the average rate you pay across all your taxable income.

Are state taxes included in this calculation?

No, this calculator only estimates federal income tax. State and local taxes are not included.

What information do I need to use this calculator?

You only need your taxable income and your filing status (such as “Married (joint)”).

Can I save or share my results?

Yes. You can copy your results, export them as a PDF for easy sharing, or download them in Excel format.

Does this calculator account for deductions or credits?

This calculator assumes your taxable income already accounts for deductions and credits. For more detailed planning, consult a tax professional or refer to your IRS documents.

Federal Income Tax Calculator

Estimate your federal income tax in seconds.

Inputs

Taxable income and filing status

Taxable income ($)

Filing status

Results

Estimated federal tax

Taxable income

$75,000

Federal tax

$11,553

Effective rate

15.4%

Marginal rate

22%

Tax vs taxable income

Single-year estimate (U.S. federal, simplified brackets)

Bracket breakdown

Tax per bracket

Bracket	Rate	Amount
Up to $11,600	10%	$1,160
Up to $47,150	12%	$4,266
Up to $100,525	22%	$6,127

For educational and estimation purposes only; not tax or legal advice. U.S. federal income tax only (no state/local). Uses simplified 2024-style brackets; actual brackets and law change. Deductions, credits, and other rules not included—consult a tax professional for your situation.

How It Works

Step 1: Enter Your Information

Start by typing your taxable income into the calculator’s input field. For example, you might enter $75,000. Then, select your correct filing status from the options provided (such as “Married (joint)”).

Step 2: Review Your Results

After clicking “Calculate,” the calculator displays several key results:

Taxable income: The amount you entered (e.g., $75,000)
Federal tax: Your estimated tax owed (e.g., $8,536)
Effective rate: What percentage of your total income goes to federal tax (e.g., 11.38%)
Marginal rate: The tax rate applied to your last dollar of income (e.g., 12%)

Step 3: Visualize Your Tax Breakdown

Tax vs taxable income chart: See how your estimated tax relates to your overall income, making it easier to understand your tax burden.
Bracket breakdown table: View a detailed list of tax brackets, rates, and the dollar amounts taxed at each rate. For example:
- Up to $23,200 at 10% = $2,320
- Up to $94,300 at 12% = $6,216

Step 4: Export or Share Your Results

You can quickly:

Copy your results for use in emails or spreadsheets
Export to PDF for printing or record-keeping
Export to Excel for further analysis or comparison

The calculator is designed for single-year, simplified US federal tax estimates. It does not include state taxes or deductions beyond what’s reflected in your taxable income.

Understanding Federal Income Tax

Federal income tax is the money individuals and households pay to the US government based on their taxable income.

This system uses tax brackets, so different portions of your income are taxed at various rates. Knowing your federal tax liability helps you plan your finances, avoid surprises at tax time, and make informed decisions throughout the year.

For many people, understanding how much federal tax they owe can be confusing. The terms “taxable income,” “marginal rate,” and “effective rate” can sound technical, but they play a big role in your financial picture.

This calculator simplifies the entire process, helping you clearly see how your income and filing status determine your tax bill.

How This Calculator Helps

This Federal Income Tax Calculator is designed to give you a clear, fast estimate of your federal tax obligation for the year. All you need to do is enter your taxable income and select your filing status (for example, “Married (joint)”). With just these two inputs, the calculator provides:

Your estimated federal tax owed
Your effective tax rate (average rate paid on your income)
Your marginal tax rate (rate applied to your next dollar earned)
A bracket-by-bracket breakdown showing how your tax is calculated

This tool makes it easy to see not only your total tax but also how different parts of your income are taxed at different rates. It’s a straightforward way to plan for tax season or to understand the impact of changes in your income or filing status.